Pay every supplier. Earn points on every payout.
BVM IT onboards agro wholesalers and settles funds to their whole supplier base — upload a payment batch from your dashboard, and earn a reward point for every ₹1,000 you settle.
Settled this month
₹3,00,000
Built for the agro supply chain
One unified architecture behind loyalty rewards and money movement.
Reliable settlement
Money reaches every supplier over the right rail — UPI, IMPS, NEFT, or RTGS — with status you can watch to the last rupee.
Rewards on every payout
One reward point for every ₹1,000 you settle, credited straight to your account. The more you pay through BVM IT, the more you earn.
Trust you can explain
Your data stays yours, every transaction is permanently recorded, and sensitive details stay sealed — in plain terms, not jargon.
Made for agro-trade volume
Built for paying a long tail of small suppliers at scale, the way the mandi actually moves — not a generic payouts tool.
Everything you need to pay your suppliers and earn.
Six building blocks that handle settlement, points, and trust — built for the way agro trade actually works.
- 01
Batch Payout Upload
Upload your entire supplier payout list from your dashboard in seconds — amounts, bank details, and references in one clean import.
- 02
Smart Rail Routing
Automatically routes transfers over UPI, IMPS, NEFT, or RTGS depending on transaction size and urgency for instant settlement.
- 03
Instant Point Accrual
Earn 1 reward point for every ₹1,000 settled. Track your running balance in real time with transparent payout attribution.
- 04
Zero Supplier Friction
Suppliers require no sign-up, login, or app installation. Money lands directly in their existing bank account or UPI ID.
- 05
Complete Data Isolation
Your data is fully separated from every other business on the platform. One account can never see another's transactions or suppliers.
- 06
Tamper-Proof Audit Trail
Every payout, sign-in, and change is permanently recorded and immutable for board-level reporting and audit transparency.
Move money to anyone, over any rail.
Beyond rewards, BVM IT is a full disbursement engine — pay employees, vendors, merchants, and customers from the same platform, with compliance built in.
- 01
Agro Wholesaler Payouts
Settle funds to farmers, mandis, and traders instantly upon delivery without manual per-payment bank entries.
- 02
UPI & IMPS Real-Time Rails
Instant 24/7 transfers directly to UPI IDs or account numbers with immediate delivery receipts.
- 03
High-Value NEFT & RTGS
High-value bulk settlements with full bank clearing transparency and instant status callbacks.
- 04
Simple 1 Pt / ₹1,000 Rule
Deliberately simple rewards rule: 1 point per ₹1,000 settled. No tiers to decode, no fine print.
- 05
BBPS Bill Pay Redemption (Phase 2)
Redeem accumulated reward points directly against electricity, water, gas, and telecom utility bills.
- 06
Bank-Grade Encryption
Sensitive bank accounts, Tax IDs, and secrets are encrypted with industry-standard security practices.
Built for regulated money movement
- Bank-grade security
- Built for RBI-aligned money movement
- KYC/AML under the PMLA
- Audit trails & reconciliation
One console for rewards and money movement.
Switch between the surfaces your team lives in every day — no tabs across five tools, no engineering to wire them together.
Design tiers members climb toward.
Configure earning rules, tier thresholds, and rewards visually. Members see live progress and unlock perks automatically.
- Custom earning & burning rules
- Automatic tier progression
- Real-time member balances
Current tier
Platinum
Points balance
24,850
From one upload to money in every supplier's account.
One connection moves money to the whole supply chain — the same rails a bank uses, wrapped in an API built for agro-trade volume.
- 01
You onboard and upload a batch
Once your business is onboarded, upload a payment batch from your BVM IT dashboard — supplier, amount, and reference — or import a file. No per-payment data entry.
- 02
BVM IT validates and routes
Each instruction is checked, then routed to the right rail — UPI, IMPS, NEFT, or RTGS — by amount and urgency. Every step is securely recorded.
- 03
Funds settle to each supplier
Money lands in the supplier's own bank account or UPI ID. Status moves to Settled the moment the rail confirms — visible on the same batch you posted.
- 04
You earn reward points
On every ₹1,000 settled, one reward point is credited to your account — added to a running balance your business owns.
Connects with the tools you already use.
Sync data both ways through a single API and webhooks — from point-of-sale and payments to comms, CRM, and your data warehouse.
Questions, answered.
Can't find what you're looking for? Our team is happy to walk you through it.
No. Your suppliers (farmers, traders, vendors) do not need an account, login, or app. You simply add their bank account details or UPI ID once, and funds land straight into their account.
Get started
Move money down your supply chain, and reward every rupee.
Tell us about your payout volume and we'll get your business onboarded, with a dashboard your team can use from day one.